2017/12/10

The Evolution of Trust

This game investigates how trust and distrust operates in a community.

Let’s go through the game together and talk about the modelling and the conclusions.





2017/12/07

Digital Money

There’s seemingly a lot of information about mobile payments on the internet in English, but most of it is breathless, “Omg the future is here”-style reporting, and not much that thinks about the implications for people and economies.
Let’s talk mobile payments on the personal level first:


Have you ever used mobile payment, like Line payment?
Why and why not?
What’s the advantages and disadvantages to using mobile payment?
Is there a privacy issue in using mobile payment?
Is there a security issue?
Can you accept a world that does not have coins and bills?

Below there are (way too many) articles I found discussing various aspects of both mobile payments and cryptocurrencies.
The main thing I learned is that cryptocurrencies and mobile payments are not at all the same thing, but that mobile payments have the potential to function as international currencies, which have a lot of interesting implications.


Applecash, an unintentionally international payment system?
Money you receive (via Apple Messages) from others is added to your Apple Pay Cash card that will live in your Wallet app.
While you can transfer this cash to your bank account if you want, you will also be able to use it directly to make purchases using Apple Pay in stores, in apps, on the web, or anywhere else that may eventually support the payment system.
That’s important because it means Apple has taken a fairly large step toward creating its own take on cryptocurrency.

This is real money, after all, that exists only in Apple space until you turn it into something else — a purchase, a service or "real" money in your account. You’ll also be able to share it with other people.
While the service will be U.S.-only on launch, it will extend, and it will be interesting to see how Apple supports person-to-person payments across borders. To enable the service, Apple is working with Green Dot Bank.
The partners will need to unravel complex questions, such as: If someone in Ireland chooses to use Apple Pay Cash to send money earned in Ireland to someone who works at an iPhone factory in China, in what location is the “value of that exchange created”?